When Life happens, will you be insured?

There is an assumption  that most people are underinsured and are not saving enough money for their  future or retirement.  Additionally, most people believe that if they become sick or injured and can’t work that their disability income on their job will take care of them.

The sad truth is that those disability plans only cover 60 percent of their incomes and most people require all their money to live.  Just imagine what it would be like to lose your income to due a disability and not having enough money to pay your bills.

Is it worth the risk?